4 Major Tips in Buying

If there’s one thing that I can’t stop doing aside from loving my wife, that would be buying. Since almost everyday we have to buy, I’ll share major tips and hope that we allow the power of choice to choose the right in doing so.

1^st, PLAN AHEAD. Write it the things that you need to buy and jot down as well the allocated budget. Keeping the receipt (if available) or jotting down the amount paid is a nice habit. This will help you project the right amount avoiding excessive cash on hand while at the market. I personally find it effective to bring additional 10% in case there will be a rise in the market. Since this will help you to focus only what you have written, it will avoid unnecessary buying habit created by the sales person of which they are pretty good in creating a need.

2nd, BUY WHAT YOU NEED, not what you want. This is a general rule everybody knows, but some end up choosing to buy what they want. Why is that? I would say, lack of self discipline or hasn’t trained ourselves to really stick with what is needed.  But there is an antidote for this one and that is to think this way “Buy because you need not because you can afford”. Some buy to gratify their pride and end up buying what is not needed simply because they can afford it anyway. Do not fall into this pit.

3^rd, TAKE ADVANTAGE OF SALES. Sales are nice thing but don’t just merely think how much you can save but also when it will expire. Be careful with the promos especially when it comes to can goods, noodles, and beverages. More often its expiration is near to its end. This is very helpful especially if we intend to keep the goods for emergencies. Window shopping will help you be acquainted from Market Sales. But if you do window shopping, define it! Just do window shopping. Some say they’ll do window shopping but end up buying right there and then. The lesson is, don’t bring any mode of buying capacity and stick with your plan to just do window shopping.

4^th, AVOID USING CREDIT CARD or better yet, DON’T BRING IT! Unless an emergency, leaving you NO OTHER OPTION and or doing so will benefit you in the long run. If you have used it, pay it in full ahead of time. If you can’t afford it, then pay higher than the minimum amount otherwise you will experience the burden of interest. Using this mode of payment has its pros and cons, use it wisely.

These four major reminders will help us enhance our planning skill, manage our time wisely, control our desire, and use the saved funds for other important things or as my wife and I prefer, invest it!

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