If there’s one thing that I can’t stop doing aside from
loving my wife, that would be buying. Since almost everyday we have to buy,
I’ll share major tips and hope that we allow the power of choice to choose the
right in doing so.
1st, PLAN AHEAD. Write it the things that you need to buy and jot down as well the allocated budget. Keeping the receipt (if available) or jotting down the amount paid is a nice habit. This will help you project the right amount avoiding excessive cash on hand while at the market. I personally find it effective to bring additional 10% in case there will be a rise in the market. Since this will help you to focus only what you have written, it will avoid unnecessary buying habit created by the sales person of which they are pretty good in creating a need.